Starting a business is always exciting.
Do you have an idea and a vision?
We have successfully supported many start-ups. We know exactly what a founder needs. We support your ideas and your vision with our know-how and our network.
At AREA Bollenberger, you will get an all-round start-up consultation package: choice of legal form, business plan, funding, subsidies, bookkeeping, tax, support when dealing with banks and authorities, ..
Let’s go!
You will be informed about the possibility of funded subsidized consultation for start-ups / young entrepreneurs. About the benefits of planning income, expenses, investments, financing, profit, taxes and duties, business plan, Neufög-Neugründer Funding Act (The New Companies Promotion Act) - use the advantages.
Development of a business plan:
- Executive Summary
- Business idea (product or service)
- Industry, market, competition
- Marketing, sales, location
- Company / legal form
- Management / competencies
- Organization chart / employees
- Cooperation partners
- Profit and loss account, financial planning
- Financing and funding, subsidies
- Implementation plan - milestones
Ongoing controlling
Target / actual comparisons
Short-term liquidity planning
We optimize the financing and funding mix based on the financial needs.
- Equity versus debt, mezzanine capital
- Interest and expenses
- Duration
- Term loan facility, current account, bullet loan
- Security optimization
- Negotiations with funding, subsidy agencies
- Attention: Applications for funding are due before the start of the project
- Subsidies: grants, guarantees, liability, advice
- Funding agencies: e.g. AWS, WKO, Kommunalkredit, ÖHT, state governments, AMS founder program
- Funding statement
- Business angels, investors
- Sole proprietorship (EU)
- e.U. (registered company) registered as EU in the company register
- OG (general partnership)
- KG (limited partnership)
- GmbH / GesmbH (limited liability company)
- AG (public limited company)
- GmbH as holding company (parent company)
Legal form criteria:
- Liability
- Taxes
- Social security
- Company name
- Public sphere
- One-off costs
- Ongoing costs
- Business license
- Other motives e.g. preparatory succession, partnership
Choosing the right legal form is essential. The advantages and disadvantages of each will decide which form is the right one for your company. The commercial law requirements must be complied with.
- Drafting the articles of association
- Company register entries
- Notary dealings
- Company name
Legal form change:
- Reorganization tax law
- Company valuation
Reporting obligations:
- Cash register
- Supporting document obligation, receipts
- Cash book
- Purchase book
- Inventory
Income accounting methods:
- Accounting on a cash basis
- Consolidation into a lump sum
- Double bookkeeping
Costing
- Cost centre accounting
- Cost unit accounting
Different bookkeeping services
- Paperless booking (including payment transactions and dunning), suitable for companies of every size
- Digitised bookkeeping
- Bank chargeback
- Commuter file
- Accounting on site
- Bakawa (preparatory program)
- Allocation of expenses
- IT Portal: 24/7 access to your data - you are always informed and up to date
- Monthly reporting
Payroll accounting
- Employment contact or work agreement
- EPU funding
- Employment contract, service note
- AMS/associations funding
- Collective bargaining agreement classification
- Wage dumping
- Family cooperation
- Working hours records
- Flexible working hours
- Secondments
- Staff budgeting
- What does a working hour cost (hourly rate calculation)?
- AREA Bollenberger is a BMD on-site partner (ERP system)
- Time, performance and travel expense recording
Income tax, corporate tax:
- Due dates (February 15, May 15, August 15, November 15)
- Assessment plan (advance payments, additional payments)
- Entitled interest from October 1
- Reduction of advance payments by September 30
- Tax rates
- Income tax 0-55%, corporate income tax 25%
- Tax breaks
- 0ptimizing family income
- Tax avoidance or optimization
- Capital gains tax 27.5% (due within 1 week after receipt of profit distribution)
Value Added Tax:
- due date (on the 15th of the second month following)
- small business limit: EUR 30,000
- Regelbesteuerungsantrag (waiver of tax exemption for small business owners)
- Actual or imputed taxation
- Invoice characteristics for input tax deduction
- Preliminary VAT return (monthly or quarterly)
- Industry specific flat rates
- VAT check-up by AREA Bollenberger
Payroll taxes (on the 15th of the following month)
- Income tax
- Employer contribution
- Employer surcharge
- Municipality tax
Mandatory insurance with the Social Insurance Commission for Trade and Commerce in accordance with the GSVG (Federal Act for Social Insurance for Persons Engaged in Trade and Commerce) as:
- traders (or partners)
- freelancers
- artists
- new self-employees
- Small business regulation (exception from compulsory insurance)
- Due dates for advance payments (February 28/29, May 31, August 31, November 30)
- Final contribution basis (in the case of additional payments debit in four instalments)
- Bonus for the 1st and 2nd young entrepreneur year
- Minimum and maximum contributions (from EUR 438.05 / 652.25 to EUR 5958)
Example of a trader:
Self-employment provision 1.53%
Pension insurance 18.5%
Health insurance 7.65%
Total 27.65% plus accident insurance EUR 9.6 per month
Minimum contribution around 513 per quarter / maximum contribution EUR 4,971 per quarter
- Voluntary insurance
- Further and higher insurance
- Unemployment insurance for the self employed
SERVICES OFFERED for the company
Your passion, our passion
“It’s important to us that we guide and protect our young entrepreneurs. Thanks to our wealth of experience and our network, we are a strong partner for the founder,” says Margit Bollenberger. VAT tax, income tax, social security. We make sure that you won’t spend a cent too much. Did you pay wage tax for your employment in the year of foundation? Then get your wage tax back.
We have got your back
With AREA Bollenberger German says B&B, the founder has one less thing to worry about. As AREA Bollenberger takes care of bookkeeping, current figures for monitoring your liquidity, setting up document preparation for digital accounting, payroll accounting, employment contracts, subsidies via the AMS, EPU subsidies as well as benefits for ancillary wage costs, taxes, compliance with deadlines and we will support you when dealing with the authorities!
Convincing
The business plan is your company’s business card. Present your future company in a concise, precise and interesting way to third parties – convince banks, funding and subsidy institutions and investors. We are at your side for financing negotiations and investor discussions. The success and financial plans also serve as a tax instrument for the future. Together we create a tailor-made concept as a guide to success. We also use subsidy allowances for our consulting services.
In time
For entrepreneurs in the start-up phase, there are numerous financial and non-financial subsidies that make it easier for you to have a successful start. Optimize your funding mix with us and use 100% of the available funding with the support of AREA Bollenberger. Caution: Funding and subsidy applications must be submitted before the project starts, so talk to us today.
Well dressed
We will find the right legal dress (KG, OG, GmbH, e.U., …) to fit your business idea. Apart from social security, tax, one of the most crucial criteria when choosing the legal form is the question of liability. “Ignorance does not protect you from the law!” – a quote from Margit Bollenberger’s book ‘Geschäftsführerhaftung’.
Rewarded
The correct payroll promotes the trust of your employees. A happy team is the key to success. AREA Bollenberger German says B&B is your human resources department managing everything from recruitment to employment contracts to termination. With us, you will optimize your employee’s net pay-outs and also calculate the cost of the working hour.
We would be pleased to get to know you and your vision during a free first consultation.
CONTACT
